Archive for August 2024
Hidden Cost of Budget Travel
You know that feeling when you score an insanely cheap flight and feel like you’ve outsmarted the entire travel industry? Well, not so fast, because you’re about to find out why sometimes, that victorious “cha-ching” might turn into a wallet-draining “uh-oh.” Today, we’re uncovering the hidden costs of budget travel and what you can do…
Read MoreFour Lessons I’ve Learned Living Abroad that Rewired My American Brain
From learning to truly relax in a country that shuts down on Sundays, to discovering that ‘food’ means something entirely different here, my decade-long adventure has taught me lessons I never even knew I needed to learn. If you’ve ever dreamed of living abroad, or you’re simply curious about how a change of scenery can…
Read MoreMoney Saving Travel Hacks for Gen X
Did you know that Gen X travellers are facing the highest travel costs in over a decade do to that fact that we tend travel as a family? Yep, in 2024, airfare and hotel prices have skyrocketed, making it tougher to explore the world without breaking the bank. But don’t worry! I’ve got some awesome…
Read MoreBeginning Your FI Journey after 50+
Have you put everyone’s needs ahead of you own for years, maybe decades? Maybe you were a single parent or had to pay for university and every penny you had was used. Now, you’re 50 and terrified that you don’t have enough saved for the future. Most of us gen-xers find ourselves in this situation…
Read MoreThe Power of Budgeting
What is the single, most powerful strategic financial tool you have complete control over? Go ahead, think, I’ll wait……..yep – your budget because it powers your life by telling your money where to go! Financial independence (FI) is a goal that we aspire to achieve at Enjoying the Journey. Having a solid foundation of budgeting…
Read MoreWhy Financial Literacy Matters
Do I buy or rent? How much should I save for retirement? Is a Roth better than my company’s 401K? What’s the difference between index funds & mutual funds? What’s the rule of 72? Everyday we are inundated with questions from our children, colleagues or your favourite barista. Some are simple-ish: Do I stop for…
Read MoreAdvice to My Younger Self (pt 2)
Last week I wrote a post about advice I would give my younger self and thought I would expand on the topic but I wanted to do it from a woman’s perspective. Now, this doesn’t mean that young men can’t glean anything from this list but as a woman, these really hit home – so…
Read MoreAdvice to My Younger Self (pt I)
I just celebrated another year around the sun and have been reflecting on how my taste in food, furniture and tolerance levels have changed but nothing has changed more than the way I think. When I was a teenager, I constantly worried about how I was being perceived by my peers. In my 20s, I…
Read MoreBuy Your Freedom, Not Stuff: True Fulfilment
What if true fulfillment lies not in the things we own, but in the freedom we can buy with the money we have? In today’s consumer-driven world, it’s easy to get caught up in the cycle of buying stuff in pursuit of happiness and fulfillment. We are bombarded with messages that tell us that owning…
Read MoreLearn to Embrace Wealth
When you hear the word wealth, what images come to mind? Luxury cars, large beautiful homes and lots of money? You are not incorrect but you are incomplete. True wealth is more about what money can facilitate than buy like healthy relationships, physical, mental and fiscal health, knowledge about various subjects and wisdom to know…
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