The best credit cards for globe-trotting Gen Xers

Been hit with that sneaky foreign transaction fee that costs more than your actual souvenir? I've been there.

As a fellow expat who's learned the hard way, I've discovered that the right credit card isn't just plastic—it's your financial superhero abroad.

Whether you're chasing sunsets in Bali, building a business in Berlin, or just escaping your hometown for good, I've rounded up the credit cards that actually reward you for living your best international life.

No affiliate links, no sponsored nonsense—just real advice from someone who's swiped, tapped, and inserted cards across six continents. Here's my no-BS guide to the cards that deserve space in your wallet, broken down for both personal wanderers and business nomads.

My picks for personal credit cards

A silver american express card with an image of a man in roman numerals.
A credit card with the name of the reserve and an image of a person.
A credit card with the words " sapphire preferred ".
A close up of the front of an ihg premier card

My picks for business credit cards

A green american express business card with an image of a man.
A business preferred visa card with signature and signature mark.
A close up of the front of an ihg premier card
A business credit card with the words " business " and " warren buffett associates ".