Remember when we thought all credit cards were basically the same? Just avoid annual fees and get the lowest interest rate? My friend loves her AMEX platinum card but it just doesn’t work for me. Here are some shocking statistics about Gen X and their credit card habits:   * 70% of Gen Xers have…

Are you like most and thought premium credit cards were just for the rich and famous? Well, a few weeks ago, I helped a friend get approved for a card that he thought required a “high-six-figure income.” His salary? $55,000. Today, I’m pulling back the curtain on what banks actually care about – and it’s…